A word about debit cards

A lot of people love debit cards. Although I used one briefly until I had a credit card, I have never been a fan of them. I guess my idea is that if it is that easy for me to take my money out, that other people could get their fingers on my hard-earned money also.

Recently I have read on some people’s sites that they used a debit card to secure an internet service or even a purchase. Later they tried to cancel, but they had trouble either stopping the monthly debit, or in getting their money back. If they had had it on a credit card, they could have secured co-operation via the credit card customer service and it would have been handled very easily. I have found that when a charge is in dispute, the credit card customer will always be right if they have proof of the injustice.

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